12523 Limonite Ave Ste. 440-167 Mira Loma, CA 91752

Phone: (626) 407-3220 Fax: (562) 562-684-4591 E-mail: jbutler@kishomeloans.com

JV Funding with GREEN in Mind!

Hedge Fund Project Funding Solution

K.I.S. Financial Services Inc. Specializes in helping businesses with their cash flow by providing solutions for the ever-present need for money. We’re a small team with two Offices (Riverside, Woodland Hills CA.) and we understand how much red tap there is and how many loopholes there are in the conventional business funding a truly unique fashion and we’ve created this in order to help clients understand the extraordinary benefits that this solution possesses. We value professionalism and being fair while recognizing that what’s best for us is what’s best for our clients’ immediate and future needs. We don’t compromise our principles to fund a deal or project. We take pride in our work and our relationships.

PROGRAM HIGHLIGHTS AND TERMS:

Verifiable Projects and business plans that benefit the community or society as a whole with preference to those plans that exhibit some emphasis on being green/environmentally friendly ($3M Minimum). Unique secured project funding not readily found in today funding market. We take any type of legitimate project including but not limited to those related to commercial real estate development, casinos, mines, alternative energy projects. Oil and gas projects, international projects. Business capital financing, and just about any other legitimate. Verifiable project that shows a benefit to the community or arena that it deals with. The joint venture will take 30% - 50% and fund the whole project and/or between 5.00 to 7.00% premium interest- only payment for 10 years Funding on the total project as long as its income producing. Client provides refundable 10% Standby Letter of Credit (SBLC) on the loan amount. We provide non-repay loans and/or non-recourse loans Funding is available all over the world as long as the country is not an enemy of the US. A communist country or involved in a civil war. Principal(s) must provide a solid Business Plan/Executive Summary, Proforma/Breakdown of funds with a details use of funds with exit strategy. Multiple Phases: Provide a break down and cost of each phase. There are many programs and depending on the wants and needs of the project and that of the principals.

Hedge Fund Project Funding Solution

WE HAVE A 6 STEP PROCESS FOR OUR CLIENTS:

Gaining Interest. Principal(s) must provide a customer information Sheet (Attached), Business Plan/Executive Summary, Proforma/Breakdown of funds with a details use of funds with exit strategy. Let’s Talk. Talk to one of our loan officers. This call will allow us to get comfortable with each other and allow us to learn more about their vision first-hand. There’s no better way. If we’re interested at this point, we’ll send release a Pre-Approval Letter and Proceed. Send Us Your Package and Processing Fee. In addition to the Pre-Approval, the principal will receive a Due Diligence Doc Checklist which will outline the different sets of information that we’ll need in order to begin the underwriting processing. There is a non-refundable processing fee of $3500.00USD.Once their package and processing fee are received, we will proceed. We Underwrite. This may include but is not limited to face-to-face visits, site visits, conference calls, etc. If the project seems sound at this point (number, portfolio, team lineup, etc).we will proceed.

We Commits. We’ll issue a commitment letter stating the terms of our commitment to the project. These are valid for 5 - 7 business days from the date of issuance. Principal Commit. Within those 7 days, the principal will submit a Commitment fee equal to 10% of the total project amount approved (indicating their acceptance of our terms). This fee will be wired into an escrow account, used as a SBLC, and leveraged against their project to secure funding. The first draw will be issued anywhere between 5 -10 business days in most case (although it could be as soon as 2 days or as long as 30 days). The Commitment Fee is refundable (minus escrow fees) should we not be able to fund within the time allotted for any reason (however unlikely)

Thanks for Teaming up with K.I.S. Financial Services Inc.

Let’s commit to going GREEN and Changing Lives!